Money Money Money

After so much consideration, I decided to post something about what I feel & think about Singapore.

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I'm a Singaporean. Pure Singaporean.
I'm 10% satisfied with Singapore being "Safe & Secure".
There are many points of us being "Safe & Secure" which I'm too lazy to type them one by one. 

BUTTTT...

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Here's some questions/pointers I've been asking myself, 

1) HOUSE

 Photo Credit To Owner

Why do we have to pay so much for our HDB Flat every year and when the leasehold expires, we have to return our houses back to the government?
HEY, COME ON.

How much do we have to pay for the house itself every year?
Paying for our own houses isn't really the main problem.
But paying too much is the BIGGEST PROBLEM we have encounter in this country.

Why do we have to pay 'Property Tax' every year?
We don't earn much every month. Some of us have family members who is suffering from chronic illness and their medical costs are so expensive. Don't bullshit about the subsidies & etc. Most of us (the complaining ones) live in HDB Flat, a government property and not private properties!!
Is this fair for us?

Do you know that the amount we are paying for a 3rms HDB Flat in Singapore, we can actually buy a bigger house (Terrace/Mansion/Bungalow) in other country? What's better is that the house is FOREVER yours, you don't have to pay and pay none stop every single year, there isn't any leasehold & we don't have to return our houses back to the government.

2) VEHICLE

Photo Credit To Owner

Look at how much we have to pay just for a car that will be yours for only 10 years.
50% Down-Payment (Vehicle)
C.O.E (Certificate Of Entitlement)
Road Tax (Yearly)
Car Insurance (Yearly)
Servicing (Yearly)
ERP (Daily)

Season Parking (Monthly)
and many more....

We have 4 new ERP Gantries is opening next Monday. I believe it's those at Jurong Town Hall and Clementi.

Photo Credit To Owner

Why do we have to pay for ERP?
The rate is getting higher and higher each time. And they are adding more and more ERP Gantries all around Singapore. We have paid Road Tax and C.O.E why must we pay even more for ERP? Though they are in small amount like $1-$3, but they are still money, hard earned money. If you have it around town area, I don't mind. But why the hell are you adding almost everywhere in Singapore?
Can you imagine few weeks/months/years in future, I have to pay for ERP while I'm on my way home?

Do you know the amount we pay for a Toyota Prius (US$154,000) in Singapore, we can actually buy something much better in the other country? 

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Watch the video link below, and look at how these Hollywood Stars (Fast & Furious 5) reacted after knowing how high Singapore car prices are.

http://youtu.be/lf7A5j2QO5E

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Prices of everything is increasing every single year.
Singapore have too many vehicles driving around everyday, which is the reason why we are high in unhealthy air pollution, and this may be the reason why we have to pay so much just for a vehicle including ERP rates. In this case, you shouldn't have increased public transportation fares! You want people to take public transport more often rather than driving to save the environment, than you shouldn't increased the public transportation fares isn't it?!

Photo Credit To Owner

GST are also increasing every year. This year it's already 7%, how much will it be in future? Sometimes, I really feel in Singapore, money is really very important. Without money, there's nothing we can do. Even those elderly in the 70's, 80's & 90's have to selling tissue papers to make a living for themselves. Selling tissue papers doesn't mean they don't have to pay the government anything. I've a neighbor, an elderly in his middle 80's, told me that he have to pay S$100 per month to the government just so he can continue selling tissues. LIKE WTF?? It's really heartbreaking to see old people having to work so hard at such a old age. AND AND AND... Even now if when we go overseas for holiday, and buy too many stuffs back, we have to pay GST again...

MONEY MONEY MONEY.

WHY LIKE THAT?

Photo Credit To Owner

Did anyone notice that during this year (2014), there is so many murder cases going on in Singapore? Man found dead inside a luggage, Dead body found by the drain/river, Women killed at Tampines flat, Police officer killed both father and son and etc etc. Is this place still safe and secure? I doubt so.

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I'm just stating how I feel & think as a Singaporean. 

Kindly keep your comments to yourself if you disagree.

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That's all for the day!

Thanks for reading! ~
XOXO 

Perseverance & Determination

Everyone around me have been asking how i manage to slim down so fast or how i slim down? 

The answer is, "I don't know either." LOL.

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I remember there's a period of time i couldn't go work because Ms. Little Naughty is sick for quite a few days. And it's during that period i slim down quite a lot. All i did is housework. Like washing clothes, hanging clothes, cleaning up the house, cooking and looking after her, that's all i did. But it's true that i always forget to eat my breakfast/lunch/dinner when I'm busy with doing things. I can survive the whole day without food, just drinking plain water or soda.

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I'm 52kg that time, and i dropped down to 45kg. Right now, I'm maintaining my weight. I don't want to grow any slimmer or fatter. Staying at 45kg is just the right size for me. I wanted to slim my thighs and arms, but my dad says it's because my mum have flabby arms and thighs, so i have her "genes". But is it true? I don't know. I don't do exercise because i have a weak heart and I'm lazy too. HAHA.

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Let me show you guys the "Before & After" photo.

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Photo Credit: Cassandratwc.blogspot.com

 

 This was when I'm 15years old. 

And this is the photo that gives me motivation to slim down to what I am today.

Photo Credit: Cassandratwc.blogspot.com

 

 This was during my dad's birthday last year (2013) August.

 Photo Credit: Cassandratwc.blogspot.com

This was during Chinese New year this year (2014).

Photo Credit: Cassandratwc.blogspot.com

 

And this was taken last month.

Photo Credit: Cassandratwc.blogspot.com

 And this was taken on the 17th August 2014. 

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I have always wanted to slim down to my dream weight which is the weight i am now (45kg).

I've always think that i couldn't do it. 

But.. I DID IT! 

Everyone have the rights to be who they want to be. 

Which girl don't like to have a perfect body shape, dolling themselves up, wearing nice clothes and etc etc.?

I am one of them too. 

I have high expectations in myself. 

When i've decided to do something, i must complete it. 

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Even now, i tend get very paranoid after every food/meal i ate. I will repeatedly asked my boyfriend stupid questions like "Will i get fat?" / "How much calories does this contains?" / "What if i get fat after eating this?" and many many more. But deep down inside, i just needed some comfort. So he always comfort me with good words. In the past, i have many people criticizing me about being fat and ugly. This is also part of the reason why i wanted to slim down so badly and also why I'm being paranoid about my weight every now an than. I swore that I'm gonna be slim & pretty to prove them all wrong! And, I DID IT!   

It's not easy for someone like me who LOVES to eat so much junk food to slim down to this extend. 

Though it's not very skinny, but at least i archived what i've always wanted.
 THIS IS PERSEVERANCE & DETERMINATION

   That's all for the day and lastly...

HAPPY 19TH BIRTHDAY TO MYSELF!

Thanks for reading! ~
XOXO

19th

Advance Celebration for my 19th Birthday.

A Great Thanks to My Boyfriend, Ms. Little Naughty, Aunty's, Grandma, Uncle's, and Lastly My Dad!

LOVE YOUUU ~~~

I don't need luxurious presents and etc., all i wished for is to have my whole family, and love ones to celebrate my special day with me. I choose to celebrate in advance (17th) is because 20th (the actual day), will be on Wednesday, and everyone will be busy working so we do not have the time to gather together for this mini celebration.

PICTURES TIME! ~

Photo Credit: Cassandratwc.blogspot.com  

Look at how she smile?!

 Photo Credit: Cassandratwc.blogspot.com 

 She's having face cramp. HAHA!

 Photo Credit: Cassandratwc.blogspot.com 

 She's much more excited than I am. LOL.

Photo Credit: Cassandratwc.blogspot.com  

I'm blessed to have her. The sweetest thing on earth.

Photo Credit: Cassandratwc.blogspot.com   

 Come let's blow candles together!

Photo Credit: Cassandratwc.blogspot.com  

 She's drooling...

Photo Credit: Cassandratwc.blogspot.com  

Blessed.

 

Photo Credit: Cassandratwc.blogspot.com 

 She's trying to copy my expression. Lol!

Photo Credit: Cassandratwc.blogspot.com  

 RIVE GAUCHE PATISSERIE

The best cake I've ever tasted! 

They taste so special, what's best is the biscuit inside the cake!

Photo Credit: Cassandratwc.blogspot.com  

 Wanna have some?

 Photo Credit: Cassandratwc.blogspot.com 

My Grandma's Chinese Traditional 'Mee Sua'.

Photo Credit: Cassandratwc.blogspot.com 

Super delicious.

Photo Credit: Cassandratwc.blogspot.com 

 Ignore the background. It's my Boyfriend & Ms. Little Naughty!
Fortunate enough to have 3 cakes. 

Well... The 2 at the sides are actually Ritz Apple & Durian Strudel.

Specially brought them as extras because my father don't like eating cakes as it's too creamy. 

Ritz Durian Strudel is his favorite!

 

Photo Credit: Cassandratwc.blogspot.com 

Muackssss!

Photo Credit: Cassandratwc.blogspot.com

 My dad refused to take pictures with us. He say he's too ugly in photos.

Photo Credit: Cassandratwc.blogspot.com 

 She have too many different patterns when it comes to taking photos.

Photo Credit: Cassandratwc.blogspot.com 

 On the first left is my Small Aunty, second left is my Second Aunty, and the third left is my Grandma and lastly, on the last right is my Smallest Uncle.

Photo Credit: Cassandratwc.blogspot.com 

I'm very grateful to have all this people in my life. And, they are not my biological family members. I'm adopted by my dad. He isn't in the photos because he said he is too ugly for nice pictures. LOL. They never fail to celebrate my birthday every year, never fail to shower me with love, and most importantly, they never once give up hopes on me. I LOVE YOU GUYS! 

Please ignore the line under my cheeks. I did not contour my face at all, and I don't know how to. It's a hassle to put so much make-ups on my face because at the end of the day, my face will look like I have super thick make-up on and super cakey. 

And also, Ignore my big mouth/teeth, I have ceramic braces on. It's not very obvious but it still does make my mouth look like Donald Duck. LOL! 

That's all for the day!

Thanks for reading! ~
XOXO

Personal Relationship Values

What's the most important values in a relationship?

As for me, I believe that having values in a relationship is very important. I believe that REAL LOVE do exist, it's just the matter of time. Arguments happens very often in every relationship, but how will you overcome this obstacle, will be the result of your relationship in future. If you end it positively, you will have a healthy relationship. But if you end it negatively, your relationship will turn out nasty.

Here's some good relationship values:

1) In a relationship, just as in every other aspect of love, the spirit & attitude of things you do is as important as your actual actions. Embrace & incorporate these powerful values, and you'll start living with more integrity, honesty, compassion and enthusiasm. This, in turn, will breath new life into your relationship.

2) Own your own relationship.
You're fully accountable for your relationship. You should never believe you're suffering in your relationship because of an unworthy partner. Only when you stop seeing yourself as a victim, than you will start to see yourself as a fully competent and potent force in your relationship.

3) Accept the risk of vulnerability.
Do not let fear paralyze your life. Reaching out and letting yourself hope males you vulnerable. At least by putting yourself on the line, you'LLC have the chance of getting what you want, as opposed to hurting with no chance of getting what you want. Not to venture is to lose yourself.

4) Accept your partner.
If your partner experiences the spirit of acceptance in you, then it's most likely that he/she will find you approachable. Two partners who are moving towards each other, rather than both trying to seek safety from pain, have a dramatically improved chance of reconciliation.

5) Focus on friendship.
You have tl take a step back from the problems and pain of your intimate interactions, and focus on your partner's positive qualities. Turn back the clock and recall what it was that started the friendship that matured into a an intimate relationship.

6) Promote your partner's self-esteem.
You must bring the spirit of acceptance into affirmative & interactive action. Find the courage and creativity to promote and protect your partner's self-esteem, even when you feel compelled to be critical. By using the value of self-esteem, you provided a much more nurturing atmosphere, one that your partner will not want to abandon.

7) Aim your frustrations in the right direction.
Work at sorting out the causes of your frustration and resist the impulsive temptation to pick at your partner. Once you start seeing the negative things you perceive in your partner are often things you see in yourself. You will literally alter the nature of your interactions with your partner.

8) Be up front and forthright.
Nothing can be more frustrating than what is referred to an incongruent communication, where an individual says one things yet indicates nonverbal conduct. Strive to express your feelings I'm a mature & responsible way. By being honest about your emotions, you base your relationship upon integrity rather than lies & deception.

9) Make yourself happy instead of right.
Start evaluating the things you do in your relationship based on whether those thoughts, feelings & actions are working. For example, you don't have to prove over and over that you know what you're talking about more than your partner. Instead, choose a different emotion such as tolerance, understanding or compassion that does not escalate hostility in your relationship. By deciding to be happy rather than right, you will be receptive to your partner's attempts to de-escalate hostility and return to civil interactions.

10) Allow your relationship to transcend turmoil.
Rough times and arguments happen, and one way or another, they are going to impact the relationship. You must vow to no longer use threats as a lever to manipulate and control your partner. By doing so, you're setting a clear limit on the places a spirited discussion with your partner will not go.

11) Put motion into your emotion.
You must turn the concept of love into a proactive behavior. Don't be so consumed with negative messages that make your expectations low. You must require yourself and your relationship to truly be better.

12) The quality of any relationship is directly linked to the importance of the shared values. Two people may share a common interest in football, but if one thinks the other is a liar and a thief, they will likely not develop a deep relationship. On the other hand, if we have a mutual interest in keeping our relationship safe, our views on sports will not interfere with our working together for that common goal.

13) The true values that we hold are the ones by which we actually live. If we claim to value something, yet do the opposite of it, then we actually value something else. If I claim to value truth, yet lie, then there's something more important to me than telling the truth. My does prove that I hold some other value more deeply than honesty.

Being able to be loved by someone you love is a kind of un-explainable happiness. Be sure to treasure every single moment with your partner and create a memorable history.

Thanks for reading! ~

XOXO